How to Apply for Pradhan Mantri Viksit Bharat Rozgar Yojana (PM-VBRY) as a New Job Seeker
The Government of India has launched the Pradhan Mantri Viksit Bharat Rozgar Yojana (PM-VBRY), a ₹1 lakh crore scheme designed to create 3.5 crore jobs over the next two years. For first-time job seekers, this scheme offers direct financial benefits and a strong push toward formal employment. If you are entering your first private-sector job, here’s everything you need to know about applying and claiming benefits under this scheme.
Eligibility Criteria for New Job Seekers
To benefit from PM-VBRY, you must:
- Be a first-time employee in the private sector.
- Earn a salary of up to ₹1 lakh per month.
- Have no prior registration with EPFO before August 1, 2025.
- Be employed in a company registered with Employees’ Provident Fund Organisation (EPFO).
Step-by-Step Process to Apply for PM-VBRY
Step 1: Secure Your Job in an EPFO-Registered Company
Your journey begins when you join a private company registered with EPFO. Ensure that your employer registers you under the Provident Fund system.
Step 2: Get Your UAN and Link Aadhaar
Once employed, your company will generate a Universal Account Number (UAN) for you. You must complete Aadhaar-based authentication (via apps like UMANG or directly through EPFO portals) to activate your UAN.
Step 3: Work Continuously for 6 Months
To qualify for the first instalment of benefits, you must remain in employment for at least six continuous months. After this period, the government will release the first part of your incentive.
Step 4: Complete Financial Literacy Program
Before claiming the second instalment, you must complete a Financial Literacy Program offered by the government. This module equips you with essential knowledge on managing money, savings, and investment.
Step 5: Continue for 12 Months and Claim Second Instalment
After completing one full year of employment and the financial literacy program, you become eligible for the second instalment. Part of this payment will be directly credited to your bank account, while a portion will be kept in a designated savings scheme to promote long-term financial security.
Benefits for New Job Seekers
- Direct Incentive of ₹15,000: Paid in two instalments for first-time job seekers.
- Financial Security: A portion of the benefit is saved for your future.
- Formal Employment: The scheme ensures you are part of the formal job market with EPF benefits.
- Skill Development: The financial literacy program improves your financial awareness and planning skills.
Checklist for Easy Application
| Requirement | Action |
|---|---|
| First job | Join EPFO-registered company after August 1, 2025 |
| UAN | Obtain and link Aadhaar |
| Aadhaar-linked bank account | Ensure it is active for DBT credit |
| 6 months job continuity | Eligible for first instalment |
| Financial literacy program | Complete before 12 months |
| 12 months employment | Eligible for second instalment |
Why PM-VBRY Matters for Job Seekers
This scheme is more than financial aid. It ensures young professionals are welcomed into the formal job ecosystem with financial security, workplace stability, and future savings. By supporting both employees and employers, it encourages long-term employment opportunities and career growth.
Final Thoughts
For a new job seeker, the Pradhan Mantri Viksit Bharat Rozgar Yojana is a golden opportunity to gain financial support while starting your career. By following the steps carefully—securing an EPFO-registered job, activating your UAN, maintaining job continuity, and completing the financial literacy program—you can enjoy the benefits and set a strong foundation for your future.
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